Eliminate Unnecessary Expenses

The first thing I did when times starting getting tough was analyzing where my money was going.  I used mint.com and yodlee.com along with my online bankofamerica account.  I found recurring online services that I didn't really need.  I cancelled netflix and started using my Tivo to find movies coming up on television.  I also found a cool site called hulu.com for movies and tv shows.  Next, I cancelled our home phone service and we rely completely on our cell phones.  We haven't missed that service at all.  We saved about 100/month just by making these changes.